Regular income

This section is about the Proper Wealth. In the Eight Characters, there are both proper and partial aspects, especially for the mainstream elements of Wealth, Official, and Seal, namely Proper Wealth, Partial Wealth, Proper Seal, and Partial Seal. Well, the concepts of proper and partial describe the process. People with the Proper Wealth Pattern are very methodical. For example, let me give an instance. During the Mid - Autumn Festival, the Kee Wah mooncakes sold in Taiwan from Hong Kong. Once they are sold out, that's it. They won't make more for a small number of people. However, those with the Partial Wealth Pattern would quickly make more and try to sell as much as possible. People with the Proper Wealth Pattern are upright. It doesn't refer to legal or personality issues! They handle things in a very methodical way. No matter how rich they are, even if they have hundreds of millions, they won't buy a Rolls - Royce. They'll have at most three pairs of leather shoes. They are simple and upright. But there is a drawback. Their life is very dull, following a set pattern. Being upright and simple, they can manage money well. They won't become lax as soon as they have a lot of money. This is their character.

In terms of relatives, the direct wealth represents the wife, the legal spouse. The indirect wealth represents the concubine. Well, this still follows the general classification of the Ten Gods. First, it's about personality, then relatives, and then the time frame. For example, if the direct wealth is in the year pillar, it means the family is wealthy. There is a bit of a difference between the direct wealth in the year pillar and the indirect wealth in the year pillar. For instance, if your father makes money from stocks, that's indirect wealth. If your father runs a department store, that's direct wealth. Both mean having money, but the sources of wealth are different. Well, the direct wealth is afraid of the peer. The indirect wealth is also afraid of the peer, but the situations are different when the direct wealth encounters the peer and when the indirect wealth encounters the peer. When the direct wealth encounters the peer, it declines gradually. Take stocks for example! Someone with direct wealth doesn't usually invest in stocks. If they do, say they have ten dollars, they'll only invest two dollars at most. If they lose money, they'll invest another two dollars. It's little by little, like a tree falling slowly.

However, it's different with the pattern of partial wealth. One might put in all their ten - dollar savings and even borrow another ten dollars to take a single - shot risk. Therefore, with the pattern of regular wealth, one can neither become rich overnight nor go bankrupt in a single day. So, in terms of the flavor of life, the pattern of regular wealth is rather dull, with each year being more or less the same. The process of the pattern of partial wealth is more exciting. If the Heavenly Stem of the Year Pillar represents wealth, official, or seal (i.e., regular wealth, regular official, partial wealth, or regular seal), it indicates a good family background. How good is it? It can't be measured by the method of the Ten Gods. Other methods should be used for evaluation. But to put it simply, it can be described as a family of scholars, well - educated and well - mannered, and at least having a house. There's no doubt about that.

Then, the good and bad fortune in life follows the years and the four pillars. When the annual stem and branch of the year have the true wealth, there is no difference for ordinary people between the annual stem and the annual branch. There is not much impact between the ages of six or seven and thirteen or fourteen. At most, it only indicates the high or low of your family background. That's all. The real impact on life starts from the monthly pillar.

Therefore, in fortune - telling, the monthly stem and branch (the stem and branch representing the month in the Chinese lunar calendar) are the first step to determine your good or bad fortune, which is around the age of 25 to 30. If the monthly stem represents partial wealth, it means that you will have some personal wealth before the age of 30. When it comes to wealth, we should discuss the relationships of generation, restraint, and transformation together. For example, if the annual stem represents rival for wealth, the annual branch represents proper wealth, and there is rival for wealth in the month, it's not a good sign. It means that your family fortune will decline! On the one hand, it can be interpreted as the decline of family fortune; on the other hand, it can also be interpreted as disharmony with your family. Your life situation will be different before and after the age of 16.

So, once it comes to the monthly branch, when does that happen? It's when one is thirty years old! So, for the direct wealth in the monthly branch, should it be interpreted as wealth, a wife, or a woman? Well, we should discuss it from the perspective of common human feelings. What are common human feelings? That is to say, as we usually put it, how much money can a thirty - year - old man have! Even if his father is rich, he won't give him much. Therefore, for anyone whose eight - character horoscope shows either direct or indirect wealth in the monthly branch before the age of thirty, women should be given priority. The direct wealth in the monthly column refers to the wife. Indirect wealth doesn't refer to the wife. The status of a wife needs to be discussed in the different backgrounds of ancient and modern times. Before the 20th year of the Republic of China, society was closed. Marriage was just getting married. There was no such thing as people living together without getting married. Now, when interpreting direct wealth, whether you're married or not, a marriage certificate is not the most important thing. Even if you're just a girlfriend, he treats you as if you were his wife in real - life situations. So, the wealth in the monthly column represents the wife. The presence of wealth and official positions in the annual and monthly columns is not very important in terms of fortune - telling, especially in the annual column. It has nothing to do with one's social status at birth.

The real key point is that after passing the monthly pillar and reaching the stage of sitting on one's own sign, it means the period from the age of 30 to 45. So, if there are clashes and punishments in the Bazi (Eight Characters), the most feared one is the clash between the month and the day. The power of the clash is the same. For example, if I punch you, it doesn't matter much if I punch you on the back of your hand, but if I punch you in the eye, it's a big problem. If there is a clash between the year and the month, such as the clash between Zi and Wu, or Mao and You, it usually indicates that your family fortune is not good before the age of 30, which affects you. Only in a very small number of cases, it means that you can't get along with your parents, or you are a delinquent with a lot of tricks. The most feared is the clash between the day and the month, and this clash also covers a period of thirty years!

From the age of 16 to 45, then what exactly should be prioritized? This brings us to the Ten Gods.

For example, if there is a direct wealth star in the month pillar and it is clashed, the most obvious impacts are related to women and money. If the seven - killing star is clashed, it indicates the appearance of villains! Therefore, the key points of clashes and punishments should be represented by the ten gods sitting on the month and day pillars. For instance, if one's day stem sits on direct wealth, like Wuzi (in the Bazi system), where the day stem sits on direct wealth, it is the most stable situation. The day branch is originally the position of the spouse palace. So, if you sit on direct wealth here, it can be interpreted as a loving and harmonious relationship between husband and wife. However, it cannot be clashed. Once there is a clash, other problems will occur. Can one get rich if the day stem sits on direct wealth? No, because the positioning of the ten gods is for the ordinary class. The day branch governs the period from the age of 31 to 45. You can think about it casually. During these 15 years, if nothing extraordinary happens, presumably one can own a house. This is very important for life. Especially after the age of 45, one's outlook on life becomes more stable and is no longer as volatile as in youth. This is the situation when the day branch sits on direct wealth. When the hour stem sits on direct wealth, it refers to the period from about the age of 46 to 60, which is not too late. So, should one regard this period as important for career development? It should be judged on a case - by - case basis.

Many of my civil servant friends come to ask me, "Do you think I should retire?" If their favorable configurations are not in the hour pillar, I'd advise them to retire. If their favorable configurations are in the hour pillar, they can postpone retirement for a few more years. Well, when the earthly branch of the hour pillar sits on the proper wealth, it's a mixed bag. The earthly branch of the hour pillar represents the period after the age of 65. For someone to get their first one million after 65 is a bit late. However, looking on the bright side, it's better than nothing. So, for those with proper wealth in the earthly branch of the hour pillar, we can also congratulate them on having a long life and good luck in their later years. It's a pity that getting one million at 30 and getting one million at 60 makes a huge difference! Well, this is about the proper wealth in the earthly branch of the hour pillar. In fortune - telling, there is a kind of cyclical law of heaven. If the hour pillar is good, the previous periods must have been bad. If one had a prosperous financial situation earlier, the later periods must be bad. There is no such thing in the law of heaven that one can have good luck all the way through from the beginning or bad luck all the way through. So, which of these two situations is more ideal? It's not for us fortune - tellers to decide. It's up to you, the guests.

If the gentleman is only thirty years old and there is the proper wealth sitting in the hour pillar, I wouldn't even mention this matter at all! There are still thirty years ahead! Why bring it up. If this person is already in his fifties, then I'll tell him: Congratulations. In your later years, you'll not only have money but also a wonderful family. Well, this is about the personality and the time limit. The wealth in the hour branch is more or less the same for all the ten heavenly stems. For male horoscopes, it emphasizes money, while for female horoscopes, it emphasizes the husband and children. Well, only the proper wealth has a very special rule that only it has. People with the proper wealth pattern are very impatient and hasty. If you talk to them in a long - winded way, they won't be interested in listening. You'd better just tell them briefly. So people with the proper wealth pattern have an impatient personality. People with the output - hurting pattern are very arrogant. Those with the peer - shoulder element always say "okay, okay, okay" to everything! People with the proper wealth pattern have a hasty temper.

Well, the direct wealth and the direct seal each have their similarities within their differences. When the direct wealth, the direct official, and the direct seal are combined, there is one thing that is exactly the same. That is, people with the wealth - official - seal combination don't spend money recklessly. This is talking about their drawback. From a positive perspective, they spend big money but not small money. If you tell a person with the direct wealth pattern that you're selling something to him for two thousand dollars, he won't even listen. But if you say two million dollars, he'll listen for a while! He spends big money but not small money. You can also see many people in society who haggle over small amounts of money but don't care about large sums. Some are the opposite. So, those with the wealth - official - seal pattern are people who spend big money but not small money. Their initial impression on others is being stingy. His subordinate asks him to borrow ten thousand dollars, and he won't lend it. But he'll casually spend a hundred thousand dollars on an evening banquet! That's the kind of spending on big things but not on small things, and this is the characteristic of the direct wealth.

For the proper wealth, now we can broaden our view. What if the proper wealth forms a favorable pattern and there is also partial wealth in the Heavenly Stems? Or if the partial wealth forms a favorable pattern and there is also proper wealth in the Heavenly Stems, that is, they are mixed. I used to say that the proper seal is the proper seal and the partial seal is the partial seal. I also talked about proper wealth and partial wealth separately. Now we can connect them: if the proper wealth is in the Earthly Branches and both proper and partial wealth are in the Heavenly Stems, then it becomes two kinds of jobs. Having two kinds of jobs means the occupation is not pure! So, for the scope of an impure occupation, for example, some people teach in schools. They don't just teach in schools; some also go to cram schools to teach part - time. I've seen a lot of people taking on some other jobs besides their main jobs. Even a traditional Chinese medicine pharmacy that is supposed to sell traditional Chinese medicine also sells vitamins. This is getting mixed. So, when we meet people with a mix of proper and partial wealth, we can say: "You don't just do one thing." It doesn't mean changing jobs back and forth! Changing within the same line of work doesn't count. For example, if I teach in Taipei and then teach in Kaohsiung, it's still the same line of work.

For those with a mix of proper and improper wealth, they tend to meddle in others' affairs. For example, I once saw a school teacher who also got involved in running the school canteen. This represents improper wealth. Secondly, choosing proper wealth while having a mix of both proper and improper wealth. Well, many of us have seen a lot of people taking on part - time jobs. They have one main occupation and another on the side. A mix of proper and improper wealth also comes with a false show. For instance, I saw an office with four signs hanging at its entrance, all belonging to the same person, and there wasn't much difference in their content. He just likes that kind of style, preferring to create multiple facades. When he takes out his business card, there are a whole bunch of titles on it. This is exactly the situation of having a mix of proper and improper wealth! Well, this is about career.

If we talk about women, it's the same when the direct and indirect wealth are mixed together! Some people have girlfriends without anyone noticing. But when the direct and indirect wealth are mixed, everyone knows. I've seen with my own eyes that his first and second wives were together and they were very affectionate! Usually, the first and second wives don't meet. So when the direct and indirect wealth are mixed in the Heavenly Stems, there are relatively fewer domestic disputes. This is also an advantage. So, who comes first and who comes later? It can be distinguished! If the direct wealth comes first and the indirect wealth comes later, one gets a wife first and then a mistress. If the indirect wealth comes first and the direct wealth comes later, the mistress can meet the wife. The deciding factor lies in the Hourly Branch. For example, when we talk about the birth hour, the Hourly Branch determines a person's later years. No matter whether it's direct wealth or indirect wealth, if the Hourly Branch sits on the Peer or the Yang Blade, it's all gone.

Then, no matter how many peer and wealth-robbing stars you have in the front, if there is a wealth star in the earthly branch of the hour pillar, you will surely have wealth in your later years.

So, is it better to have regular wealth or irregular wealth? There is no standard for this; it varies from person to person. However, from a man's perspective, it's unfair and unreasonable. It's best to have irregular wealth in the hour pillar. Because you'll still have a partner by your side, and she won't ask you to get married! You might say it's a bit against tradition, right? Not really. Since I've been in this field for a long time, I know that for couples over fifty or sixty years old, even if one of them passes away and they get together with another partner, they can't get married. Why? It's about property issues and children's issues. Once they get married, there will be big troubles. How to divide the house then! So, having irregular wealth in the hour pillar is easier for men to handle.

But there is one thing that needs to be discussed, which is whether one has the right fate! Well, this has to be after the age of seventy! Before the age of seventy, it may not be necessary. Regarding the earthly branch of the hour, there are five things: wife, wealth, children, emolument, and longevity. As long as one gets one of these things in life, it's not a loss. You may have a good wife but not necessarily have money! Or you may have hundreds of millions, or you may live to be a hundred years old. You can only have one of these three.

Well, things related to the proper wealth are much simpler than those of the partial wealth. Now, what we're talking about is the proper and partial wealth. The same goes for the proper and partial seals. The proper seal is just the proper seal, and the partial seal is just the partial seal. When the proper and partial seals are mixed, it's a bit like the part - time teacher we mentioned earlier, who teaches at a university and also at a cram school, mixing two kinds of jobs. Moreover, these two are a bit different. The proper one is fixed, while the partial one! There's no fixed pattern. For example, if you run a department store and earn a certain amount of monthly turnover, that's the proper wealth. If you're selling antiques and suddenly sell an antique at a very high price, that's the partial wealth, and it's also related to the partial seal. Everyone should understand from this aspect. However, it's the partial wealth, not the windfall, that truly leads to great wealth.

Regarding the part about the proper wealth, by now, you all may have probably realized that there is relatively less of the proper seal and proper wealth, and relatively more of the partial seal and partial wealth. In terms of stability, the proper ones are more stable. In terms of high achievements, the partial ones lead to higher achievements, but also bring more troubles. The more successful a person is, the more troubles they will encounter. However, for ordinary people, it's okay to just seek a peaceful life. So, it's still advisable to focus on the proper wealth and proper seal! Well, that's all for the discussion on the proper wealth!