On the Ten Heavenly Stems and Twelve Earthly Branches - 11
Original Text
财为我克，使用之物也，以能生官，所以为美。为财帛，为妻妾，为才能，为驿马，皆财类也。
财喜根深，不宜太露，然透一位以清用，格所最喜，不为之露。即非月令用神，若寅透乙、卯透甲之类， 一亦不为过，太多则露矣。然而财旺生官，露亦不忌，盖露不忌，盖露以防劫，生官则劫退，譬如府库钱粮，有官守护，即使露白，谁敢劫之？如葛参政命，壬申、壬子、戊午、乙卯，岂非财露？唯其生官，所以不忌也。
财格之贵局不一，有财旺生官者，身强而不透伤官，不混七煞，贵格也。
有财用食生者，身强而不露官，略带一位比劫，益觉有情，如壬寅、壬寅、庚辰、辛巳，杨待郎之命是也。透官身弱，则格坏矣。
有财格佩印者，盖孤财不贵，佩印帮身，即印取贵。如乙未、甲申、丙申、庚寅，曾参政之命是也，然财印宜相并，如乙未、己卯、庚寅、辛巳，乙与己两不相能，即有好处，小富而已。
有用食而兼用印者，食与印两不相碍，或有暗官而去食护官，皆贵格也。如吴榜
眼命，庚戌、戊子、戊子、丙辰，庚与丙隔两戊而不相克，是食与印不相碍也。如平江伯命，壬辰、乙巳、癸巳、辛酉，虽食印相克，而欲存巳戊官，是去食护官也。反是则减福矣。
有财用伤官者，财不甚旺而比强，辂露一位伤官以化之，如甲子、辛未、辛酉、壬辰，甲透未库，逢辛为劫，壬以化劫生财，汪学士命是也，财旺无劫而透伤，反为不利，盖伤官本非美物，财轻透劫，不得已而用之。旺而露伤，何苦用彼？徒使财遇伤而死生官之具，安望富贵乎？
有财带七煞者，或合煞存财，或制煞生财，皆贵格也，如毛状元命，乙酉、庚辰、甲午、戊辰，合煞存财也；李御史命，庚辰、戊子、戊寅、甲寅，制煞生财也。
有财用煞印者，党煞为忌，印以化之，格成富局，若冬土逢之亦贵格。如赵侍郎命，乙丑、丁亥、乙亥，化煞而即以解冻，又不露财以杂其印，所以贵也。若财用煞印而印独，财煞并透，非特不贵，亦不富也。
至于壬生午月，癸生巳月，单透财而亦贵，又月令有暗官也。如丙寅、癸巳、癸未、壬戌，林尚书命是也。又壬生巳月，单透财而亦贵，以其透丙藏戊，弃煞就财，美者存在赠者弃也。如丙辰、癸巳、壬戌、壬寅，王太仆命是也。
至于劫刃太重，弃财就煞，如一尚书命，丙辰、丙申、丙午、壬辰，此变之又变者也。
财格取运，即以财格所就之局，分而配之。其财旺生官者，运喜身旺印绶，不利七煞伤官；若生官而后透印，伤官之地 ，不甚有害。至于生官而带食破局，则运喜印绶，而逢煞反吉矣。
财用食生，财食重而身轻，则喜助身；财食轻而身重，则仍行财食。煞运不忌，官印反晦矣。
财格佩印，运喜官乡，身弱逢之，最喜印旺。
财用食印，财轻则喜财食，身轻则喜比印，官运有碍，煞反不忌也。
财带伤官，财运则亨，煞运不利，运行官印，未见其美矣。
财带七煞。不论合煞制煞，运喜食伤身旺之方。
财用煞印，印旺最宜，逢财必忌。伤食之方，亦任意矣。
印绶喜其生身，正偏同为美格，故财与印不分偏正，同为一格而论之。印绶之格局亦不一，有印而透官者，正官不独取其生印，而即可以为用，与用煞者不同。故身旺印强，不愁太过，只要官星清纯，如丙寅、戊戌、辛酉、戊子，张参政之命是也。
然亦有带伤食而贵者，则如朱尚书命，丙戌、戊戌、辛未、壬辰，壬为戊制，不伤官也。又如临淮侯命，乙亥、己卯、丁酉、壬寅，己为乙制，己不碍官也。
有印而用伤食者，身强印旺，恐其太过，泄身以为秀气。如戊戌、乙卯、丙午、乙亥，李状元命也，若印浅身轻，而用层层伤食，则寒贫之局矣。
有用偏官者，偏官本非美物，藉其生印，不得已而用之。故必身重印轻，或身轻印重，有所不足，始为有性。如茅状元命，己巳、癸酉、癸未、庚申，此身轻印重也。马参政命，壬寅、戊申、壬辰、壬寅，此身重印轻也。若身印并重而用七煞，非孤则贫矣。
有用煞而兼带伤食者，则用煞而有制，生身而有泄，不论身旺印重，皆为贵格。
Interpretation
Wealth is what I overcome. It is the thing for use. Since it can generate official status, it is considered excellent. It represents wealth and property, wives and concubines, talents and abilities, and post - horses. All these belong to the category of wealth.
When one's wealth is deeply rooted, it's not advisable to show it too openly. However, if one element is revealed to clarify its function, it is most favored in the pattern and cannot be regarded as over - exposure. Even if it is not the favorable element of the month, for example, when Yi is revealed in Yin or Jia is revealed in Mao, revealing one element is not excessive. But if there are too many, it is considered over - exposure. Nevertheless, when wealth is strong enough to generate official power, over - exposure is not a concern. The reason why over - exposure is generally not recommended is to prevent the "robbery" element. When wealth generates official power, the "robbery" element retreats. Just like the money and grains stored in the treasury, if there are officials guarding them, even if they are exposed, who would dare to rob? Take the birth chart of Prime Minister Ge as an example: Renshen, Renzi, Wuwu, Yimao. Isn't the wealth element exposed? But because it generates official power, it is not a problem.
There are various noble configurations for the wealth pattern. In the case where wealth is strong and generates official authority, if one has a strong physical constitution, the damage - officer element does not appear openly, and the seven - killing element is not mixed, it is a noble configuration.
For those whose wealth is used to nourish the output (in the context of Bazi), when the Day Master is strong and the official star is not revealed, and there is slightly one peer star, it makes the overall situation more harmonious. For example, in the Bazi of Ren Yin, Ren Yin, Geng Chen, Xin Si, which is the Bazi of Minister Yang. However, if the official star is revealed and the Day Master is weak, then the overall pattern is ruined.
For those with the pattern of wealth combined with seal in the Bazi (Four Pillars of Destiny), generally, solitary wealth doesn't lead to high - ranking status. When a seal is present to support the Day Master, it is through the seal that one can achieve high status. For example, in the case of the Bazi with the year pillar Yi - Wei, the month pillar Jia - Shen, the day pillar Bing - Shen, and the hour pillar Geng - Yin, this was the Bazi of an official who reached the position of assistant minister. However, it is advisable for wealth and seal to co - exist harmoniously. For instance, in the Bazi of Yi - Wei, Ji - Mao, Geng - Yin, and Xin - Si, since Yi and Ji are in conflict with each other, even if there are some favorable aspects, one can only achieve minor wealth at most.
There are cases where both the "Eating God" (a term in fortune - telling) and the "Seal" are used, and they do not interfere with each other. Or there are situations where there is an implicit "Official" and the "Eating God" is removed to protect the "Official", and these are all signs of an auspicious fortune - telling pattern. Just like in the case of Wu Bang.
For the birth chart with the year stem and branch being Gengxu, the month stem and branch being Wuzhi, the day stem and branch being Wuzhi, and the hour stem and branch being Bingchen, Geng and Bing are separated by two Wu, so they don't counteract each other. This means that the "Eating God" and the "Seal" don't interfere with each other. For example, in the birth chart of the Earl of Pingjiang with the year stem and branch being Renchen, the month stem and branch being Yisi, the day stem and branch being Guisi, and the hour stem and branch being Xinyou, although the "Eating God" and the "Seal" counteract each other, but it aims to preserve the "Officer" of the earthly branch Si and Wu. This is to remove the "Eating God" to protect the "Officer". Otherwise, the fortune will be reduced.
When using the Hurting Officer with wealth, if the wealth is not very strong but the Peer is strong, and there is one Hurting Officer revealed in the configuration to transform it. For example, in the case of Jiazi, Xinwei, Xinyou, Renchen, Jia is revealed from the Wei repository. When encountering Xin, it is a Robbery. Ren is used to transform the Robbery and generate wealth. This is the horoscope of Scholar Wang. If the wealth is strong without Robbery and the Hurting Officer is revealed, it is actually unfavorable. In fact, the Hurting Officer is not a good thing. When the wealth is weak and the Robbery is revealed, it is used out of necessity. When the wealth is strong and the Hurting Officer is revealed, why use it? It only makes the wealth encounter the Hurting Officer and becomes a means to generate the Official. How can one expect wealth and honor?
Those with wealth and the Seven Killings in their Bazi (Eight Characters of Birth) can either combine the Seven Killings and preserve the wealth, or subdue the Seven Killings to generate wealth. Both are considered noble configurations. For example, the Bazi of the imperial top scorer Mao is Yi You, Geng Chen, Jia Wu, Wu Chen, which is a case of combining the Seven Killings and preserving the wealth; the Bazi of the imperial censor Li is Geng Chen, Wu Zi, Wu Yin, Jia Yin, which is a case of subduing the Seven Killings to generate wealth.
When there is wealth using the combination of the Seven Killings and the Seal, the Seven Killings are regarded as inauspicious. The Seal transforms them, and the pattern forms a prosperous financial situation. If this occurs to Earth in winter, it is also an auspicious pattern for high - ranking positions. Take the horoscope of Minister Zhao as an example: the year pillar is Yichou, the month pillar is Dinghai, and the day pillar is Yihai. The Seal transforms the Seven Killings and at the same time thaws the frozen Earth. Moreover, the wealth does not appear explicitly to mix with the Seal, so it leads to a high - ranking position. However, if wealth uses the combination of the Seven Killings and the Seal with only the Seal present, and both the wealth and the Seven Killings are clearly revealed, not only will there be no high - ranking position, but also no great wealth.
As for those born in the fifth month of the lunar year with the heavenly stem Ren and those born in the fourth month of the lunar year with the heavenly stem Gui, if only the wealth element is revealed and they can still achieve high status, it is because there is an implicit official element in the monthly order. For example, in the case of the birth chart with the year pillar Bingyin, the month pillar Guisi, the day pillar Guiwei, and the hour pillar Renxu, this was the birth chart of Minister Lin. Also, for those born in the fourth month of the lunar year with the heavenly stem Ren, if only the wealth element is revealed and they can still achieve high status, it is because the heavenly stem reveals Bing and the earthly branch hides Wu, which means abandoning the killing element and focusing on the wealth element. The good - valued element is retained while the unwanted one is discarded. For example, in the case of the birth chart with the year pillar Bingchen, the month pillar Guisi, the day pillar Renxu, and the hour pillar Renyin, this was the birth chart of Grandee Wang.
As for the situation where the "Jie Ren" (a concept in traditional Chinese fortune - telling) is too strong, and one abandons wealth and leans towards the "Sha" (another concept in traditional Chinese fortune - telling). Take the birth chart of a Minister as an example: Bing Chen, Bing Shen, Bing Wu, Ren Chen. This is a case of yet another variation.
When determining the favorable luck cycles for the wealth pattern, we should allocate them according to the specific situations formed by the wealth pattern. For those with a pattern where strong wealth generates the official, the favorable luck cycles are those with strong body and the presence of the seal, while the seven - killing and the damage - officer are unfavorable. If the official is generated first and then the seal appears, the damage - officer phase is not very harmful. As for the situation where the official is generated but there is the eating - god that breaks the pattern, the favorable luck cycle is the one with the seal, and encountering the seven - killing is actually auspicious.
Wealth and resources are generated from food (in the context of the Five - Element theory). If the influence of wealth and food is strong while the influence of the self is weak, then it is favorable to strengthen the self. If the influence of wealth and food is weak while the influence of the self is strong, then the fortune of wealth and food should be pursued. The inauspicious "killing" fortune is not to be feared, while the "official" and "seal" fortunes may bring misfortune instead.
When one has a wealth pattern with the presence of the seal element, the luck is favorable in the official position phase. When the body (self-element) is weak and encounters this, it is most favorable for the seal element to be prosperous.
In terms of wealth, food and printing (in the context of traditional Chinese fortune - telling concepts), if the influence of wealth is weak, it is favorable to have wealth and food; if the influence of the self (body) is weak, it is favorable to have the influence of peers and printing. The official fortune may be hindered, but the influence of evil spirits is not necessarily a concern.
When wealth is accompanied by the "Hurting Officer" (a term in traditional Chinese fortune - telling), the fortune in wealth will be prosperous. However, the fortune in the "Killing" (another term) is unfavorable. When the fortune moves into the realm of "Official" and "Seal" (terms in traditional Chinese fortune - telling), it is not necessarily beautiful.
When wealth is accompanied by the Seven Killings. Regardless of whether the Seven Killings are combined or restrained, favorable luck lies in the periods when the Eating God (伤官) is strong and the body (日主) is prosperous.
When wealth is used with the combination of seal and killing, a strong seal is most favorable, and encountering wealth is definitely to be avoided. As for the situation of using the elements of wounding officer and eating god, it can be arranged at will.
The seal (yinshou) is favorable when it generates the day master. Both the positive and the partial seals form good patterns. Therefore, whether it is the wealth or the seal, regardless of being positive or partial, they are considered in the same pattern. The patterns of the seal are also diverse. When there is a seal and the official star appears in the heavenly stems, the positive official is not only valued for generating the seal but can also be directly utilized, which is different from the case of using the seven - killing. So, when the day master is strong and the seal is powerful, there is no need to worry about it being excessive. As long as the official star is pure and unadulterated. For example, in the birth chart of Bingyin, Wuxu, Xinyou, Wuzhi, it is the birth chart of Minister Zhang.
However, there are also those who are noble despite having the so - called "injury to the food - god" situation. For example, take the horoscope of Minister Zhu: Bingxu, Wuxu, Xinwei, Renshen. Here, Ren is controlled by Wu, so it doesn't harm the official element. Another example is the horoscope of the Marquis of Linhuai: Yihai, Jimao, Dingyou, Renyin. Here, Ji is controlled by Yi, so Ji doesn't hinder the official element.
When using the combination of Seal and Hurting Food or Robbery Wealth, if one has a strong body and a prosperous Seal, there is a fear that it may be excessive, and using Hurting Food or Robbery Wealth to drain the body's energy can bring out a refined quality. For example, in the case of the horoscope with the year pillar Wuxu, the month pillar Yimao, the day pillar Bingwu, and the hour pillar Yihai, which is the horoscope of the top scorer in the imperial examination, Li. However, if the Seal is weak and the body is frail, and there are multiple layers of Hurting Food or Robbery Wealth being used, it will result in a poor and destitute situation.
When using the partial official (a term in traditional Chinese fortune - telling), the partial official is not originally a favorable element. One resorts to using it because it can generate the seal element, and it's a last - resort choice. Therefore, it must be the case that one's body (a concept in fortune - telling, representing the self - element) is strong and the seal is weak, or the body is weak and the seal is strong. Only when there is such an imbalance can the partial official have its proper function. For example, in the birth chart of Scholar - Laureate Mao, with the stems and branches of Jisi, Guiyou, Guiwei, Gengshen, this is a case where the body is weak and the seal is strong. In the birth chart of Councilor Ma, with the stems and branches of Renyin, Wushen, Renshen, Renyin, this is a case where the body is strong and the seal is weak. If both the body and the seal are in balance and one uses the seven - killing (a form of partial official), then one will either be lonely or poor.
When there is a situation where the seven - killing element is present along with the elements of consuming and digesting (in the context of the five - element theory in traditional Chinese metaphysics), the seven - killing element is restricted, and while it can support the self - element, there is also a dissipation effect. Regardless of whether the self - element is strong or the printing element is prominent, it is regarded as an auspicious configuration.